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yeah well after talking to three more attorneys, they say that in the "great state of texas" if a person gets in to an accident and the driver is not the owner and not covered on that insurance policy, that removes the owner and insurance from all liability. Now they do say I can take the owner and driver to small claims court, which the most I can get from small claims is $5000.00. Was also told most attorneys will not take this kinda of cases because small claims court can be a very time consuming and lengthy process and there is not much money to be made. Have found one that would represent me, but he said he would need some money up front first amout ? $1,000.00 ... so yeah basically i am screwed
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