06-08-2005, 10:04 PM
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#1
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Hypnotized
Join Date: Dec 2003
Location: Homer Glen,Il
Posts: 1,545
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After I got off work today, I noticed huge dirt rocks lying around my car. Walked all around inspecting the body of my car, nothing wrong. Got in my car, drove off, and OH hell NO.....WTF IS THIS CRAP"?!?! A nice crack in my windshield. It's not that big, but i know i'll have to pay money to get it fixed. ANd right now I can't so. .....i'll be going to ass with a crack in my windshield. At least i'm not showing it. Funny thing is (ok not really funny) but at work today, the hygienist was talking to a patient about making claims on your insurance, and said not worth claiming a cracked windshield......and look what happens this crap..........THANKS A LOT KIM!!! :gun2: :gun2: :gun2: :gun2:
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I'm just trying to live life, and have some fun.
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06-08-2005, 10:09 PM
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#2
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I love boobs
Join Date: Apr 2004
Location: Lexington, Ky.
Posts: 4,898
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That sucks Lisa. But, if you call your insurance company, they will pay for the replacement. I had to do that not even a month after I got my car. I was on vacation in Alabama and a rock came out of a dump truck and busted my windshield. It won't cost you anything, if you have full coverage.
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06-08-2005, 10:11 PM
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#3
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Aleromod part owner
Join Date: Nov 2003
Location: Far Northeast Philadelphia, PA
Posts: 18,199
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That really sucks, but I did find this line funny
"I'm going to ass with a crack in my windshield"
Maybe you'll find the guy that did it :gun2:
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06-08-2005, 10:18 PM
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#4
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Hypnotized
Join Date: Dec 2003
Location: Homer Glen,Il
Posts: 1,545
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hmm i'll have to look into that marie.
and yes reddog, I'll be showing off my crack!!!
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I'm just trying to live life, and have some fun.
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06-08-2005, 10:22 PM
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#5
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Gone
Join Date: Mar 2004
Location: Lockport Ny
Posts: 19,244
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wow. that sucks. good thing you have a small crack.
sry, after what redog said i couldn't help but to snicker...
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06-08-2005, 10:35 PM
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#6
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Most windshield places will fix chips and little cracks for free. Insurance companies might pay for it also if it's cheap. Otherwise, help it along and get a new windshield. I just got a new one, cost me $150. I have a $250 deductible and I found a place that would waive $100 of it.
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06-09-2005, 01:55 AM
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#7
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where my knickers at?
Join Date: Oct 2004
Location: misery
Posts: 4,074
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Sorry Lisa, that sucks. Butt I did laugh at the mental image of you driving to ASS with your crack in the windshield! Hope you got eyes back there!
Plus, it's funny that you walked around your car carefully inspecting it then it turns up theres a crack in the most important window on the car... lol I can't laugh too hard, though, since that's prolly how it would have happened to me. lol.
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06-09-2005, 07:26 AM
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#8
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Owner
Join Date: Nov 2003
Location: Joliet, IL
Posts: 19,932
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you said ass and then crack......................LMAO
that sucks. before getting a hold on insurance check you deductable on comprehensive. because if it like more than $100 then not worth it because you'll end paying for it out of your pocket.
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72 442 "THE BEAST", 99 Alero - OSV Replica w/ original OSV parts, HURST Dual/Gate Shifter
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06-09-2005, 09:54 AM
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#9
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GLS member
Join Date: Nov 2003
Location: Fairfax, VA
Posts: 3,505
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call it vandalism and some insurance(like mine) will waive the deductible. same thing with theft
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06-09-2005, 09:36 PM
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#10
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Hypnotized
Join Date: Dec 2003
Location: Homer Glen,Il
Posts: 1,545
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see i dont really want to call the insurance company and have them put another claim against me causing the insurance to go up.
__________________
I'm just trying to live life, and have some fun.
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06-09-2005, 10:04 PM
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#11
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I love boobs
Join Date: Apr 2004
Location: Lexington, Ky.
Posts: 4,898
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When I had to get mine replaced, I just told them what happened.. that a rock flew out of a dump truck and cracked the winshield. Didn't cost a dime and didn't make my insurance go up at all. You can ASK your ins. agent how they would handle something like that. If they tell you it would make your rate go up, just say you'd rather pay for it to be fixed at a shop somewhere. Then leave. If they say it's not gonna effect anything and it's cheap, tell them what happened and get it fixed.
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06-10-2005, 12:48 AM
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#12
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Yeah, a glass claim shouldn't make your insurance go up at all. Everyone breaks winshields. It's under comprehensive anyway, and by law they can't raise your premiums for comp claims.
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06-10-2005, 09:14 PM
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#13
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I think that glass claims fall under the comprehensive part of the policy. I keep $100 deductible on my car, for theft, glass, etc. Hopefully I won't have to use it! I have heard that comp. claims don't raise insurance, since it isn't your fault. Anyone know any different?
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06-11-2005, 06:48 AM
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#14
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Owner
Join Date: Nov 2003
Location: Joliet, IL
Posts: 19,932
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comp calims do not raise insurance. collison claims do.
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72 442 "THE BEAST", 99 Alero - OSV Replica w/ original OSV parts, HURST Dual/Gate Shifter
Beware of the BackStabber
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06-11-2005, 05:04 PM
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#15
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Hypnotized
Join Date: Dec 2003
Location: Homer Glen,Il
Posts: 1,545
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Well i decided to have Arena repair for me. My mom works there, will get a discount. It's getting done monday, but I dont have to pay for 2 weeks which is nice. We didnt call the insurance company, because all other times stuff has happend to our cars, that weren't our faults. they still raised it cause it was a claim. Three years ago a brick was thrown at my mother's z28, damaged her spoiler, and cracked the glass....long story on how that happened. the insurance wanted to up her cost, so she said no. had to pay 1200 out of pocket. but luckily her work was able to do it, and they did pay roll deduction for a year to pay it off for her.
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