04-13-2010, 05:20 PM
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#1
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GX Member
Join Date: Nov 2009
Location: Dodgeville, MI
Posts: 157
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FML Hit by a girl
....pulling into a parking garage. She was in a parking spot in a lot behind the post office. I turned the corner, looked up and saw her reverse lights coming at my face. I hit the gas and turned into the lot to try and avoid, but her right rear bumper hit me just behind the driver's side door, pushing in the panel by quite a bit. I managed to miss the door, so at least it still seals and the car is drivable, but I'm afraid insurance is going to total the car. The stupid girl only had "no fault" insurance as well.
here's the damage
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04-13-2010, 05:22 PM
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#2
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V.I.P. Member
Join Date: Jan 2004
Location: northern wisconsin
Posts: 2,428
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what is no fault insurance?
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04-13-2010, 05:30 PM
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#3
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Gone
Join Date: Mar 2004
Location: Lockport Ny
Posts: 19,244
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No fault is bare minimum (illegal in some states) that only covers acts of god. (Where no-one is at fault)
Why would they total that? Totalling is only if the repair bill is far superior to the cost of the car. I had the back end of mine crushed, bill was 7600... and I still have my car. That's maybe 2k, definitely keep-able. She should be liable for something though... check with ur agent.
...and I think the proper proceedure around here is "fhl" "eff her life". She's gotta pay somehow.
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04-13-2010, 05:43 PM
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#4
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GL Member
Join Date: Apr 2006
Location: Torrington, CT
Posts: 734
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Hey atleast you will get the rust fix cause of the accident.
__________________
* 02 Gx 5-Speed - Supercharged *
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04-13-2010, 05:53 PM
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#5
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GLS member
Join Date: Oct 2006
Location: Phoenix
Posts: 4,284
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we're missing the most important info here. Was she hot?
I assume you have coverage for no insurance/under insured. You totally could have black mailed her into giving you a blow job for not filing with her insurance company, then filed with your insurance company saying whoever hit you just took off
__________________
2003 2.2 Eco http://www.cardomain.com/ride/2478473 SOLD
1994 Chevy Suburban aka The Zombie Mower 4" Rancho suspension lift 2" body lift. 315/75/16 Mickey Thompson Radial M/Ts 10000K HID 12" JL W3 Subs in custom box 1000W Alpine mono amp 1F capacitor 6.5" JL mids 4X6 Pioneers in dash 450W Alpine 4 channel Dynomax cat & exhaust
2007 Cadillac Escalade EXT chameleon paint, Cadillac 22" wheels
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04-13-2010, 05:54 PM
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#6
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GX Member
Join Date: Nov 2009
Location: Dodgeville, MI
Posts: 157
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The metal is creased really bad at those two points at the top and bottom, and is actually broken at the bottom. It just looks like section of metal that isn't easily repairable...not like a quarter panel that can be swapped with a few bolts.
Yes, on the bright side I will get the rust fixed. Might even see what it would take to get the other side to match.
Quote:
Originally Posted by HazMatt24
we're missing the most important info here. Was she hot?
I assume you have coverage for no insurance/under insured. You totally could have black mailed her into giving you a blow job for not filing with her insurance company, then filed with your insurance company saying whoever hit you just took off
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yea, except she was 16 and looked like she's had her license for a total of 4 hours.
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04-13-2010, 05:56 PM
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#7
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2Screwy
Join Date: Dec 2003
Location: South Dakota
Posts: 13,238
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that's a lot more than 2k in damage, i bet it is like 3500-4k which is over total value i'm sure..
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04-13-2010, 06:00 PM
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#8
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GX Member
Join Date: Nov 2009
Location: Dodgeville, MI
Posts: 157
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well KBB is like 2000 to 2300, so unless I can sweet talk the body man next door into helping out....
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04-13-2010, 06:02 PM
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#9
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2Screwy
Join Date: Dec 2003
Location: South Dakota
Posts: 13,238
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probably be cheaper to just collect and get a new one...
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04-13-2010, 06:03 PM
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#10
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2Screwy
Join Date: Dec 2003
Location: South Dakota
Posts: 13,238
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you could buy bodyman's car...
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04-13-2010, 06:04 PM
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#11
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GLS member
Join Date: Oct 2006
Location: Phoenix
Posts: 4,284
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Quote:
Originally Posted by mbeals
The metal is creased really bad at those two points at the top and bottom, and is actually broken at the bottom. It just looks like section of metal that isn't easily repairable...not like a quarter panel that can be swapped with a few bolts.
Yes, on the bright side I will get the rust fixed. Might even see what it would take to get the other side to match.
yea, except she was 16 and looked like she's had her license for a total of 4 hours.
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Silent would have done it
__________________
2003 2.2 Eco http://www.cardomain.com/ride/2478473 SOLD
1994 Chevy Suburban aka The Zombie Mower 4" Rancho suspension lift 2" body lift. 315/75/16 Mickey Thompson Radial M/Ts 10000K HID 12" JL W3 Subs in custom box 1000W Alpine mono amp 1F capacitor 6.5" JL mids 4X6 Pioneers in dash 450W Alpine 4 channel Dynomax cat & exhaust
2007 Cadillac Escalade EXT chameleon paint, Cadillac 22" wheels
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04-13-2010, 06:13 PM
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#12
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GX Member
Join Date: Nov 2009
Location: Dodgeville, MI
Posts: 157
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Quote:
Originally Posted by kwhauck
you could buy bodyman's car...
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As much as I would like to do that (and he does live sort of close to my parents), I think my wife is looking for something else. Now that we have a kid, my regular cab (project) truck is too small (and I keep breaking it), so she want's something with 4 doors that will tolerate the feet of snow we get up here.
Although...what's it take to buy it back with a salvage title? Assuming there isn't any suspension damage, it could be a fun turbo car. Doesn't have to be pretty to be fast.
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04-13-2010, 06:21 PM
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#13
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2Screwy
Join Date: Dec 2003
Location: South Dakota
Posts: 13,238
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get a trailblazer then, or a bravada....
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04-13-2010, 07:18 PM
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#14
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636 whp
Join Date: Aug 2006
Location: AZ
Posts: 11,876
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Quote:
Originally Posted by mbeals
yea, except she was 16 and looked like she's had her license for a total of 4 hours.
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Same with my crash chick.
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04-13-2010, 07:27 PM
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#15
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GL Member
Join Date: Oct 2009
Location: Wichita Falls, Texas
Posts: 663
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04-13-2010, 07:33 PM
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#16
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636 whp
Join Date: Aug 2006
Location: AZ
Posts: 11,876
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04-13-2010, 09:23 PM
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#17
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GLS member
Join Date: Sep 2009
Location: Maui
Posts: 1,797
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super lulz
__________________
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04-13-2010, 09:30 PM
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#18
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GL Member
Join Date: Sep 2009
Location: Angola NY
Posts: 237
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that sucks man. good luck getting it all figured out.
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04-13-2010, 09:45 PM
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#19
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GX Member
Join Date: Nov 2009
Location: Dodgeville, MI
Posts: 157
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thanks,
I already talked to my insurance company and an adjuster is going to call me sometime soon to come take a look.
Here's hoping Geico is as great as their commercials.
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04-13-2010, 10:21 PM
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#20
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Gone
Join Date: Mar 2004
Location: Lockport Ny
Posts: 19,244
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they aren't.
be an adult, and get allstate
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